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Tax & Â鶹ÊÓƵ Clinic: Our reader paid HMRC £18,000, but believes rule changes and outdated calculations have left him out of pocket

Portfolio Clinic: Our reader has amassed a near-£1mn portfolio but has 55 different funds, trusts and shares

Is it time to lock in savings rates or get back into the market?

Owning too much physical property has investment and tax drawbacks

Hopes have been raised that Isa investors can continue to own fractional shares, despite an HMRC threat

If both members of a couple save and withdraw you could potentially double your retirement income

Tax & Â鶹ÊÓƵ Clinic: This investor would like to maximise the tax-efficiency of charitable gifts

The move raises fears that interest rates for savers have peaked

We’ll live longer and retire more gradually, making planning more difficult

For some, the tax advantages can be greater than donating while alive