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How can I mitigate a high lifetime allowance charge?

A reader asks how best to minimise the lifetime allowance charge

Can my Sipp cross international borders?

A reader asks if his daughter, who is resident in New Zealand, can inherit his Sipp as she would if she lived in the UK?

Will my ex-wife's Sipp be counted by the local authority?

Tax & pensions clinic

Should I delay taking my state pension?

Deferring the state pension can result in higher payments and mitigate tax

How much can I carry forward?

A reader asks if pension carry-forward rules discriminate against lower earners

If your pensions allowance is still tapered consider VCTs

Despite investment rule changes VCTs are still a highly tax-efficient way for higher earners to invest