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A guide to the UK’s money safety nets

Moira O’Neill reports on the protections available if fraud, scams or a company collapse puts your money at risk

‘Is it time to ditch my £200,000 of high-risk investments?’

Portfolio Clinic: Our reader has retired and isn’t sure whether his strategy suits his goals. Holly McKechnie takes a look 

How to safeguard your cash after the Budget 

Changes to the cash Isa make it harder to hold cash tax-efficiently. Here’s what you can do instead

Cash protection boost is welcome news for savers

The FSCS protection limit will increase from £85,000 to £120,000 on 1 December

‘Can I support my children and enjoy a comfortable retirement?’

Portfolio Clinic: Our reader needs a balance between supporting family and enjoying life. Holly McKechnie investigates his options

‘I have £2.3mn but 62 investments – am I retirement ready?’

Portfolio Clinic: Our reader needs help simplifying his strategy as he and his wife embark on their next chapter. Taha Lokhandwala lends a hand

How much cash to hold in retirement

Once you stop working, your approach to cash needs to change

‘I’m 62 but invest like a millennial – is it time to change?’

Portfolio Clinic: Our reader has investing experience, but does his style still work as he nears retirement? Holly McKechnie finds out

‘I want to buy my first home – is my strategy sensible?’

Portfolio Clinic: Our young reader is enthusiastic about investing, but perhaps needs a better balance. Holly McKechnie finds a new plan

‘I retired at 45 but want more income – is my pot big enough?’

Portfolio Clinic: Our reader has been living on a conservative budget and wonders if it’s time to release the reins. Holly McKechnie takes a look