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How and when to use equity release

Releasing cash from your property has its upsides, but everything comes at a cost

‘We want to retire at 41 – how do we invest our £5mn?’

Portfolio Clinic: Our readers want to be financially independent. Val Cipriani looks at how to invest their sizeable pot

How to assess your risk appetite

Choosing assets that don’t fit your profile undermine your investment strategy

‘I’m an Isa millionaire – how should I invest for income?’ 

Portfolio Clinic: Our reader is unsure of the best approach to fund his retirement. Holly McKechnie takes a look

When to consider gifting a ‘living inheritance’

The next generation could do with a helping hand, but proceed with caution 

‘I need £62,000 a year – how do I invest my £1.9mn?’

Portfolio Clinic: Our reader’s goals look achievable, but is his strategy too cautious? Val Cipriani finds out

‘Will our final salary and state pensions be enough to live on?’

Portfolio Clinic: Our reader is worried about maintaining their lifestyle in retirement. Holly McKechnie takes a look

Preparing for retirement: what to do with your pension

Understanding how to use your pension provides a secure and stress-free retirement. Phil Oakley looks at what to consider before accessing your money

When to ditch your ‘default’ workplace pension fund

Default pension funds are designed for the majority; however, they might not be a good match for you 

‘Is it time to ditch my £200,000 of high-risk investments?’

Portfolio Clinic: Our reader has retired and isn’t sure whether his strategy suits his goals. Holly McKechnie takes a look