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Deals have improved terms for borrowers, but they should still tread carefully

There are only three months left to cover any pre-2017 gaps in your NI record

Your employer may be able to help you circumvent annual allowance limits

Savers not confident new pensions lifetime allowance rules will come to fruition

One size fits all-style investment strategies are not suitable for a lot of savers

Portfolio Clinic: Our reader has a high cash allocation but wants a tax-efficient £40,000 income

Even with an unlimited pensions allowance, these trusts offer good tax incentives

Portfolio Clinic: Our reader wants to know whether he has enough to get married, buy a home and retire

Business owners can use pension contributions to lower their tax bills

The new tax year brings good and bad news for savers and investors