Â鶹ÊÓƵ

Is it still worth buying an annuity?

They can be used to cushion investment risk, and rates are at a 16-year high

How to avoid pension traps

Your final-salary pension can limit how much you can contribute to your Sipp

‘Will Trump’s tariffs stop me from retiring early?’

Portfolio Clinic: Recent market turmoil has muddled our reader’s retirement plans. Holly McKechnie explores what they should do next

Government unveils small pension pot consolidator

Initiative aims to tackle the rise in small pension pots, but will it add value for savers?

How to retire when stock markets are falling

Volatility is the last thing you want when you’re about to start spending your portfolio. Here’s how to minimise the impact

‘I’m about to retire – how should I invest my £1mn portfolio?’

Portfolio Clinic: Our readers want to start taking an income, but setting a strategy amid the volatility isn’t an easy feat

‘Should I overhaul my portfolio before I retire?’

Portfolio Clinic: A reader has plenty of income and assets as he nears retirement, but is it enough? Dave Baxter investigates

Will increasing the pension access age solve the savings problem?

Longer life expectancy calls for innovation, but delaying when you can access your pension might not fix the issue

When to take a tax-free lump sum from a final-salary pension

Cash now or income later? The pros and cons of drawing tax-free cash from a defined-benefit pension

‘Will my low-yield rental stop me retiring abroad?’

Portfolio Clinic: Our reader’s investment strategy and buy-to-let plan are letting him down. But can he turn it around?